{"id":9524,"date":"2026-05-01T10:07:58","date_gmt":"2026-05-01T10:07:58","guid":{"rendered":"https:\/\/settleloan.in\/blog\/?p=9524"},"modified":"2026-05-01T10:07:58","modified_gmt":"2026-05-01T10:07:58","slug":"%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b8%e0%a5%87%e0%a4%9f%e0%a4%b2%e0%a4%ae%e0%a5%87%e0%a4%82%e0%a4%9f-%e0%a4%94%e0%a4%b0-%e0%a4%a1%e0%a5%87%e0%a4%ac%e0%a5%8d%e0%a4%9f-%e0%a4%b8%e0%a5%87%e0%a4%9f","status":"publish","type":"post","link":"https:\/\/settleloan.in\/blog\/debt-settlement\/%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b8%e0%a5%87%e0%a4%9f%e0%a4%b2%e0%a4%ae%e0%a5%87%e0%a4%82%e0%a4%9f-%e0%a4%94%e0%a4%b0-%e0%a4%a1%e0%a5%87%e0%a4%ac%e0%a5%8d%e0%a4%9f-%e0%a4%b8%e0%a5%87%e0%a4%9f\/","title":{"rendered":"\u0932\u094b\u0928 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0914\u0930 \u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0905\u0902\u0924\u0930 \u0939\u0948"},"content":{"rendered":"<div id=\"model-response-message-contentr_58920a43041d30a3\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"1\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0915\u091f \u0915\u0947 \u0938\u092e\u092f \u091c\u092c \u0915\u0930\u094d\u091c \u0915\u093e \u092c\u094b\u091d \u0905\u0938\u0939\u0928\u0940\u092f \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0905\u0915\u094d\u0938\u0930 \u0939\u092e\u093e\u0930\u0947 \u0938\u093e\u092e\u0928\u0947 \u0926\u094b \u0936\u092c\u094d\u0926 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0906\u0924\u0947 \u0939\u0948\u0902: &#8216;\u0932\u094b\u0928 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f&#8217; \u0914\u0930 &#8216;\u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f&#8217;\u0964 \u0938\u0941\u0928\u0928\u0947 \u092e\u0947\u0902 \u092f\u0947 \u0926\u094b\u0928\u094b\u0902 \u0936\u092c\u094d\u0926 \u090f\u0915 \u091c\u0948\u0938\u0947 \u0932\u0917 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u0907\u0928\u0915\u093e \u0905\u0902\u0924\u093f\u092e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092d\u0940 \u0915\u0930\u094d\u091c \u0938\u0947 \u092e\u0941\u0915\u094d\u0924\u093f \u092a\u093e\u0928\u093e \u0939\u0940 \u0939\u094b\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u0915\u0947 \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u0914\u0930 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902 \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0905\u0902\u0924\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-path-to-node=\"2\">\u092f\u0926\u093f \u0906\u092a \u092d\u0940 \u0905\u092a\u0928\u0940 \u0908\u090f\u092e\u0906\u0908 (EMI) \u0914\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u092c\u093f\u0932\u094b\u0902 \u0938\u0947 \u092a\u0930\u0947\u0936\u093e\u0928 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u092c\u0939\u0941\u0924 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0938\u0939\u0940 \u0939\u0948\u0964 \u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0939\u092e <b data-path-to-node=\"2\" data-index-in-node=\"144\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQlwM\">loan settlement<\/a><\/b> \u0914\u0930 <b data-path-to-node=\"2\" data-index-in-node=\"163\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQmAM\">debt settlement<\/a><\/b> \u0915\u0947 \u092c\u0940\u091a \u0915\u0940 <b data-path-to-node=\"2\" data-index-in-node=\"189\">\u0924\u0941\u0932\u0928\u093e<\/b> \u0915\u0930\u0947\u0902\u0917\u0947 \u0924\u093e\u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947 \u0938\u0915\u0947\u0902\u0964<\/p>\n<h3 data-path-to-node=\"4\">\u0932\u094b\u0928 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u094d\u092f\u093e \u0939\u0948? (What is Loan Settlement?)<\/h3>\n<p data-path-to-node=\"5\">\u0938\u093e\u0927\u093e\u0930\u0923 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902, \u091c\u092c \u0906\u092a \u0915\u093f\u0938\u0940 \u090f\u0915 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0932\u094b\u0928 (\u091c\u0948\u0938\u0947 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928, \u092c\u093f\u091c\u0928\u0947\u0938 \u0932\u094b\u0928 \u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0932\u094b\u0928) \u0915\u094b \u091a\u0941\u0915\u093e\u0928\u0947 \u092e\u0947\u0902 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0905\u0938\u092e\u0930\u094d\u0925 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0924\u092c \u0906\u092a \u092c\u0948\u0902\u0915 \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915 \u0938\u092e\u091d\u094c\u0924\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u0938\u092e\u091d\u094c\u0924\u0947 \u0915\u0947 \u0924\u0939\u0924, \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u0947 \u092c\u0915\u093e\u092f\u093e \u092c\u094d\u092f\u093e\u091c \u0914\u0930 \u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0915\u094b \u092e\u093e\u092b \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a \u092e\u0942\u0932 \u0930\u093e\u0936\u093f \u0915\u093e \u090f\u0915 \u0939\u093f\u0938\u094d\u0938\u093e \u090f\u0915\u092e\u0941\u0936\u094d\u0924 (Lump-sum) \u091a\u0941\u0915\u093e\u0915\u0930 \u0909\u0938 \u0932\u094b\u0928 \u0905\u0915\u093e\u0909\u0902\u091f \u0915\u094b \u0939\u092e\u0947\u0936\u093e \u0915\u0947 \u0932\u093f\u090f \u092c\u0902\u0926 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p data-path-to-node=\"6\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902, <b data-path-to-node=\"6\" data-index-in-node=\"10\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQmQM\">loan settlement<\/a><\/b> \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0924\u092c \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c \u0906\u092a\u0915\u093e \u0916\u093e\u0924\u093e \u090f\u0928\u092a\u0940\u090f (NPA) \u0918\u094b\u0937\u093f\u0924 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948 \u092f\u093e \u092c\u0948\u0902\u0915 \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0938\u0947 \u092a\u0942\u0930\u0940 \u0935\u0938\u0942\u0932\u0940 \u0938\u0902\u092d\u0935 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n<h3 data-path-to-node=\"7\">\u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u094d\u092f\u093e \u0939\u0948? (What is Debt Settlement?)<\/h3>\n<p data-path-to-node=\"8\">&#8216;\u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f&#8217; \u090f\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 \u0936\u092c\u094d\u0926 \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0915\u0947\u0935\u0932 \u090f\u0915 \u0932\u094b\u0928 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0947 \u090a\u092a\u0930 \u092e\u094c\u091c\u0942\u0926 \u0938\u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u090b\u0923 (\u091c\u0948\u0938\u0947 \u090f\u0915\u093e\u0927\u093f\u0915 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921, \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u090b\u0923 \u0906\u0926\u093f) \u0936\u093e\u092e\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0915\u094d\u0938\u0930 \u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u090f\u0915 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u0947 \u0924\u0939\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u091c\u0939\u093e\u0901 \u090f\u0915 \u092a\u0947\u0936\u0947\u0935\u0930 \u090f\u091c\u0947\u0902\u0938\u0940 \u0906\u092a\u0915\u0940 \u0913\u0930 \u0938\u0947 \u0906\u092a\u0915\u0947 \u0938\u092d\u0940 \u0932\u0947\u0928\u0926\u093e\u0930\u094b\u0902 (Creditors) \u0938\u0947 \u092c\u093e\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p data-path-to-node=\"9\">\u0935\u093f\u0926\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 &#8216;\u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f&#8217; \u090f\u0915 \u0938\u0902\u0917\u0920\u093f\u0924 \u0909\u0926\u094d\u092f\u094b\u0917 \u0939\u0948, \u091c\u092c\u0915\u093f \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0907\u0938\u0947 \u0905\u0915\u094d\u0938\u0930 <b data-path-to-node=\"9\" data-index-in-node=\"74\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQmgM\">debt settlement<\/a><\/b> \u092a\u094d\u0930\u094b\u0917\u094d\u0930\u093e\u092e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0926\u0947\u0916\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u091c\u0939\u093e\u0901 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0906\u092a\u0915\u0947 \u092a\u0942\u0930\u0947 &#8216;\u0915\u0930\u094d\u091c \u0915\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b&#8217; \u0915\u094b \u092e\u0948\u0928\u0947\u091c \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3 data-path-to-node=\"11\">\u092e\u0941\u0916\u094d\u092f \u0905\u0902\u0924\u0930: \u090f\u0915 \u0924\u0941\u0932\u0928\u093e\u0924\u094d\u092e\u0915 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923<\/h3>\n<p data-path-to-node=\"12\">\u0907\u0928 \u0926\u094b\u0928\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0915\u0940 \u092e\u0941\u0916\u094d\u092f <b data-path-to-node=\"12\" data-index-in-node=\"25\">\u0924\u0941\u0932\u0928\u093e<\/b> \u0915\u094b \u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u092c\u093f\u0902\u0926\u0941\u0913\u0902 \u0938\u0947 \u0938\u092e\u091d \u0938\u0915\u0924\u0947 \u0939\u0948\u0902:<\/p>\n<table data-path-to-node=\"13\">\n<thead>\n<tr>\n<td><strong>\u0906\u0927\u093e\u0930<\/strong><\/td>\n<td><strong>\u0932\u094b\u0928 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f (Loan Settlement)<\/strong><\/td>\n<td><strong>\u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f (Debt Settlement)<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"13,1,0,0\"><b data-path-to-node=\"13,1,0,0\" data-index-in-node=\"0\">\u0926\u093e\u092f\u0930\u093e<\/b><\/span><\/td>\n<td><span data-path-to-node=\"13,1,1,0\">\u092f\u0939 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u090f\u0915 \u0938\u092e\u092f \u092e\u0947\u0902 \u090f\u0915 \u0939\u0940 \u0932\u094b\u0928 \u0916\u093e\u0924\u0947 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<td><span data-path-to-node=\"13,1,2,0\">\u0907\u0938\u092e\u0947\u0902 \u090f\u0915 \u0938\u093e\u0925 \u0915\u0908 \u090b\u0923\u094b\u0902 \u0914\u0930 \u0932\u0947\u0928\u0926\u093e\u0930\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"13,2,0,0\"><b data-path-to-node=\"13,2,0,0\" data-index-in-node=\"0\">\u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/b><\/span><\/td>\n<td><span data-path-to-node=\"13,2,1,0\">\u0905\u0915\u094d\u0938\u0930 \u0915\u0930\u094d\u091c\u0926\u093e\u0930 \u0938\u0940\u0927\u0947 \u092c\u0948\u0902\u0915 \u0938\u0947 \u092c\u093e\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u092f\u093e \u0915\u093f\u0938\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0915\u0940 \u092e\u0926\u0926 \u0932\u0947\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<td><span data-path-to-node=\"13,2,2,0\">\u0907\u0938\u092e\u0947\u0902 \u092a\u0947\u0936\u0947\u0935\u0930 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u092f\u093e &#8216;\u0921\u0947\u092c\u094d\u091f \u0930\u093f\u0932\u0940\u092b&#8217; \u090f\u091c\u0947\u0902\u0938\u093f\u092f\u093e\u0902 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"13,3,0,0\"><b data-path-to-node=\"13,3,0,0\" data-index-in-node=\"0\">\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f<\/b><\/span><\/td>\n<td><span data-path-to-node=\"13,3,1,0\">\u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940 \u0915\u094b \u0930\u094b\u0915\u0928\u093e\u0964<\/span><\/td>\n<td><span data-path-to-node=\"13,3,2,0\">\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0940 \u0915\u0941\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e \u0914\u0930 \u0909\u0938\u0947 \u0926\u093f\u0935\u093e\u0932\u093f\u092f\u093e\u092a\u0928 \u0938\u0947 \u092c\u091a\u093e\u0928\u093e\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"13,4,0,0\"><b data-path-to-node=\"13,4,0,0\" data-index-in-node=\"0\">\u092d\u0941\u0917\u0924\u093e\u0928<\/b><\/span><\/td>\n<td><span data-path-to-node=\"13,4,1,0\">\u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u090f\u0915\u092e\u0941\u0936\u094d\u0924 (One-time) \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<td><span data-path-to-node=\"13,4,2,0\">\u0907\u0938\u092e\u0947\u0902 \u0915\u092d\u0940-\u0915\u092d\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u091b \u092e\u0939\u0940\u0928\u094b\u0902 \u0915\u0940 \u092e\u094b\u0939\u0932\u0924 \u092d\u0940 \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 data-path-to-node=\"15\">Settle Loan \u0906\u092a\u0915\u0940 \u0915\u0948\u0938\u0947 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948?<\/h3>\n<p data-path-to-node=\"16\">\u091a\u093e\u0939\u0947 \u092e\u093e\u092e\u0932\u093e \u090f\u0915 \u092c\u0948\u0902\u0915 \u0915\u093e \u0939\u094b \u092f\u093e \u0915\u0908 \u0932\u0947\u0928\u0926\u093e\u0930\u094b\u0902 \u0915\u093e, <b data-path-to-node=\"16\" data-index-in-node=\"44\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQngM\">Settle Loan<\/a><\/b> \u0915\u0940 \u091f\u0940\u092e \u0906\u092a\u0915\u094b \u0926\u094b\u0928\u094b\u0902 \u0939\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0939\u092e\u093e\u0930\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902:<\/p>\n<ol start=\"1\" data-path-to-node=\"17\">\n<li>\n<p data-path-to-node=\"17,0,0\"><b data-path-to-node=\"17,0,0\" data-index-in-node=\"0\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e:<\/b> \u0939\u092e \u0906\u092a\u0915\u0947 \u0938\u092d\u0940 \u090b\u0923\u094b\u0902 \u0915\u0940 <b data-path-to-node=\"17,0,0\" data-index-in-node=\"47\">\u0924\u0941\u0932\u0928\u093e<\/b> \u0906\u092a\u0915\u0940 \u0906\u092f \u0938\u0947 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0926\u0947\u0916\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u093e \u092e\u093e\u0930\u094d\u0917 (Single Loan vs Total Debt) \u0938\u092c\u0938\u0947 \u092c\u0947\u0939\u0924\u0930 \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"17,1,0\"><b data-path-to-node=\"17,1,0\" data-index-in-node=\"0\">\u0909\u0924\u094d\u092a\u0940\u0921\u093c\u0928 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093e:<\/b> \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f\u094d\u0938 \u0915\u0947 \u0915\u0949\u0932 \u0914\u0930 \u0927\u092e\u0915\u093f\u092f\u094b\u0902 \u0915\u094b \u0930\u094b\u0915\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e \u0906\u092a\u0915\u094b \u090f\u0902\u091f\u0940-\u0939\u0948\u0930\u093e\u0938\u092e\u0947\u0902\u091f \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"17,2,0\"><b data-path-to-node=\"17,2,0\" data-index-in-node=\"0\">\u0905\u0927\u093f\u0915\u0924\u092e \u091b\u0942\u091f:<\/b> \u0939\u092e\u093e\u0930\u0940 \u0928\u0947\u0917\u094b\u0936\u093f\u090f\u0936\u0928 \u091f\u0940\u092e \u092c\u0948\u0902\u0915 \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0915\u0940 &#8216;Financial Hardship&#8217; \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u0926\u0947\u0924\u0940 \u0939\u0948 \u0924\u093e\u0915\u093f \u0906\u092a\u0915\u094b 50% \u0938\u0947 75% \u0924\u0915 \u0915\u0940 \u091b\u0942\u091f \u092e\u093f\u0932 \u0938\u0915\u0947\u0964<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"17,3,0\"><b data-path-to-node=\"17,3,0\" data-index-in-node=\"0\">\u0915\u093e\u0928\u0942\u0928\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u0940\u0915\u0930\u0923:<\/b> \u0939\u092e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a\u0915\u094b \u092c\u0948\u0902\u0915 \u0938\u0947 &#8216;No Dues Certificate&#8217; (NDC) \u092e\u093f\u0932\u0947 \u0924\u093e\u0915\u093f \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0915\u094b\u0908 \u0938\u092e\u0938\u094d\u092f\u093e \u0928 \u0939\u094b\u0964<\/p>\n<\/li>\n<\/ol>\n<h3 data-path-to-node=\"19\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937: \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u092f\u093e \u0938\u0939\u0940 \u0939\u0948?<\/h3>\n<p data-path-to-node=\"20\">\u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0915\u0947\u0935\u0932 \u090f\u0915 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u092f\u093e \u090f\u0915 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0916\u0930\u093e\u092c \u0939\u0941\u0906 \u0939\u0948, \u0924\u094b \u0906\u092a \u0938\u0940\u0927\u0947 <b data-path-to-node=\"20\" data-index-in-node=\"72\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQnwM\">loan settlement<\/a><\/b> \u0915\u0940 \u0913\u0930 \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u092f\u0926\u093f \u0906\u092a \u0915\u0908 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0915\u0930\u094d\u091c \u092e\u0947\u0902 \u0926\u092c\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u0938\u092e\u091d \u0928\u0939\u0940\u0902 \u0906 \u0930\u0939\u093e \u0915\u093f \u0915\u093f\u0938\u0947 \u092a\u0939\u0932\u0947 \u091a\u0941\u0915\u093e\u090f\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u090f\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 <b data-path-to-node=\"20\" data-index-in-node=\"212\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQoAM\">debt settlement<\/a><\/b> \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p data-path-to-node=\"21\">\u0905\u0902\u0924 \u092e\u0947\u0902, \u0926\u094b\u0928\u094b\u0902 \u0939\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0921\u093f\u092b\u093c\u0949\u0932\u094d\u091f\u0930 \u092c\u0928\u0947 \u0930\u0939\u0928\u0947 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u092e\u0941\u0915\u0926\u092e\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u092c\u0947\u0939\u0924\u0930 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 \u0915\u0930\u094d\u091c \u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a \u092b\u093f\u0930 \u0938\u0947 \u0905\u092a\u0928\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u093e\u0916 \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<blockquote data-path-to-node=\"22\">\n<p data-path-to-node=\"22,0\"><b data-path-to-node=\"22,0\" data-index-in-node=\"0\">\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u094b\u0902 \u0915\u0940 \u0930\u093e\u092f \u0932\u0947\u0902:<\/b> \u0915\u0930\u094d\u091c \u0915\u0947 \u092c\u094b\u091d \u0924\u0932\u0947 \u0926\u092c\u0947 \u0930\u0939\u0928\u093e \u0906\u092a\u0915\u0940 \u0938\u0947\u0939\u0924 \u0914\u0930 \u092a\u0930\u093f\u0935\u093e\u0930 \u0926\u094b\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a <b data-path-to-node=\"22,0\" data-index-in-node=\"101\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQoQM\">loan settlement<\/a><\/b> \u0914\u0930 <b data-path-to-node=\"22,0\" data-index-in-node=\"120\"><a class=\"ng-star-inserted\" href=\"https:\/\/settleloan.in\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjR5-DfppWUAxUAAAAAHQAAAAAQogM\">debt settlement<\/a><\/b> \u0915\u0947 \u092c\u0940\u091a \u0909\u0932\u091d\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u091c \u0939\u0940 <b data-path-to-node=\"22,0\" data-index-in-node=\"162\">Settle Loan<\/b> \u0915\u0947 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u094b\u0902 \u0938\u0947 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902\u0964 \u0939\u092e \u0906\u092a\u0915\u094b \u0938\u0939\u0940 <b data-path-to-node=\"22,0\" data-index-in-node=\"213\">\u0924\u0941\u0932\u0928\u093e<\/b> \u0914\u0930 \u0938\u092e\u093e\u0927\u093e\u0928 \u0926\u0947\u0902\u0917\u0947 \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u0917\u0930\u094d\u0935 \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915 \u0928\u0908 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930 \u0938\u0915\u0947\u0902!<\/p>\n<\/blockquote>\n<p data-path-to-node=\"24\"><b data-path-to-node=\"24\" data-index-in-node=\"0\">\u092f\u093e\u0926 \u0930\u0916\u0947\u0902:<\/b> \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e \u0915\u093e \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u092f\u0939 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u094b \u092e\u0926\u0926 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0948\u0964 \u0939\u092e \u0906\u092a\u0915\u0940 \u0939\u0930 \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0938\u093e\u0925 \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0915\u091f \u0915\u0947 \u0938\u092e\u092f \u091c\u092c \u0915\u0930\u094d\u091c \u0915\u093e \u092c\u094b\u091d \u0905\u0938\u0939\u0928\u0940\u092f \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0905\u0915\u094d\u0938\u0930 \u0939\u092e\u093e\u0930\u0947 \u0938\u093e\u092e\u0928\u0947 \u0926\u094b \u0936\u092c\u094d\u0926 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0906\u0924\u0947 \u0939\u0948\u0902: &#8216;\u0932\u094b\u0928 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f&#8217; \u0914\u0930 &#8216;\u0921\u0947\u092c\u094d\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f&#8217;\u0964 \u0938\u0941\u0928\u0928\u0947 \u092e\u0947\u0902 \u092f\u0947 \u0926\u094b\u0928\u094b\u0902&hellip;<\/p>\n","protected":false},"author":1,"featured_media":9525,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13,20],"tags":[],"class_list":["post-9524","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt-settlement","category-loan-settlement"],"_links":{"self":[{"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/posts\/9524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/comments?post=9524"}],"version-history":[{"count":1,"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/posts\/9524\/revisions"}],"predecessor-version":[{"id":9526,"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/posts\/9524\/revisions\/9526"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/media\/9525"}],"wp:attachment":[{"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/media?parent=9524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/categories?post=9524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/settleloan.in\/blog\/wp-json\/wp\/v2\/tags?post=9524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}