:root {
    --primary: #198754;
    --primary-dark: #146c43;
    --primary-light: #eaf8f1;
    --secondary: #0f5132;
    --text: #212529;
    --text-light: #6c757d;
    --white: #ffffff;
    --border: #d9e7df;
    --bg: #f8fffb;
    --shadow: 0 15px 45px rgba(0, 0, 0, .08);
    --radius: 20px;
    --transition: .35s ease;
}

.bank-page h1,
.bank-page h2,
.bank-page h3 {
    font-size: 25px !important;
}

.bank-page p,
.bank-page li {
    font-size: 15px !important;
}

.bank-page {
    overflow: hidden;
}

.bank-section-heading {
    max-width: 1000px;
    margin: 0 auto 50px;
    text-align: center;
}

.bank-section-heading>span {
    display: inline-block;
    padding: 8px 18px;
    margin-bottom: 18px;
    border-radius: 40px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
}

.bank-section-heading h2 {
    line-height: 1.35;
    margin-bottom: 18px;
    color: var(--secondary);
}

.bank-section-heading p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.9;
}

.bank-sidebar-label {
    display: inline-block;
    padding: 7px 16px;
    margin-bottom: 18px;
    border-radius: 30px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

/* ========================================== BANK HERO ========================================== */
.bank-hero {
    position: relative;
    padding: 80px 0;
    overflow: hidden;
    background: linear-gradient(135deg, #f8fffb 0%, #edf9f2 100%);
}

.bank-hero::before {
    content: "";
    position: absolute;
    top: -220px;
    right: -170px;
    width: 520px;
    height: 520px;
    border-radius: 50%;
    background: rgba(25, 135, 84, .055);
}

.bank-hero::after {
    content: "";
    position: absolute;
    left: -130px;
    bottom: -240px;
    width: 430px;
    height: 430px;
    border: 70px solid rgba(25, 135, 84, .035);
    border-radius: 50%;
}

.bank-hero-wrapper {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(400px, .85fr);
    gap: 70px;
    align-items: center;
}

.bank-label {
    display: inline-flex;
    align-items: center;
    padding: 8px 18px;
    margin-bottom: 22px;
    border: 1px solid rgba(25, 135, 84, .15);
    border-radius: 40px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 14px;
    font-weight: 600;
}

.bank-hero-content h1 {
    margin-bottom: 25px;
    color: var(--secondary);
    font-weight: 700;
    line-height: 1.3;
    text-align: justify;
}

.bank-hero-description {
    margin-bottom: 32px;
    color: var(--text-light);
    line-height: 1.9;
    text-align: justify;
}

.bank-hero-actions {
    display: flex;
    gap: 18px;
    flex-wrap: wrap;
    margin-bottom: 35px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 15px 34px;
    background: var(--primary);
    color: #fff;
    text-decoration: none;
    text-wrap: wrap;
    border-radius: 10px;
    font-weight: 600;
    transition: var(--transition);
    box-shadow: 0 10px 25px rgba(25, 135, 84, .20);
}

.btn:hover {
    background: var(--primary-dark);
    color: #fff;
    transform: translateY(-4px);
}

.btn-outline {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 15px 34px;
    border-radius: 10px;
    border: 2px solid var(--primary);
    text-decoration: none;
    color: var(--primary);
    font-weight: 600;
    transition: var(--transition);
    background: #fff;
}

.btn-outline:hover {
    background: var(--primary);
    color: #fff;
}

.bank-hero-points {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
}

.bank-hero-point {
    display: flex;
    align-items: center;
    gap: 11px;
    padding: 14px 16px;
    border: 1px solid var(--border);
    border-radius: 14px;
    background: var(--white);
    color: var(--text);
    font-size: 14px;
    font-weight: 600;
    transition: var(--transition);
    box-shadow: 0 6px 20px rgba(0, 0, 0, .035);
}

.bank-hero-point:hover {
    border-color: var(--primary);
    transform: translateY(-4px);
    box-shadow: var(--shadow);
}

.bank-hero-point i {
    color: var(--primary);
    font-size: 18px;
}

.bank-hero-visual {
    position: relative;
}

.bank-visual-main {
    position: relative;
    min-height: 500px;
    padding: 55px 45px;
    overflow: hidden;
    border-radius: 30px;
    background: linear-gradient(145deg, var(--primary) 0%, var(--primary-dark) 100%);
    color: var(--white);
    box-shadow: 0 25px 60px rgba(20, 108, 67, .23);
}

.bank-visual-main::before {
    content: "";
    position: absolute;
    top: -110px;
    right: -100px;
    width: 280px;
    height: 280px;
    border: 50px solid rgba(255, 255, 255, .07);
    border-radius: 50%;
}

.bank-visual-main::after {
    content: "";
    position: absolute;
    left: -80px;
    bottom: -110px;
    width: 250px;
    height: 250px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .05);
}

.bank-visual-small-title {
    position: relative;
    z-index: 2;
    display: inline-block;
    padding: 8px 16px;
    margin-bottom: 24px;
    border: 1px solid rgba(255, 255, 255, .25);
    border-radius: 30px;
    background: rgba(255, 255, 255, .1);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .7px;
    text-transform: uppercase;
}

.bank-visual-main h2 {
    position: relative;
    z-index: 2;
    margin-bottom: 20px;
    color: var(--white);
    line-height: 1.45;
}

.bank-visual-main>p {
    position: relative;
    z-index: 2;
    margin-bottom: 35px;
    color: rgba(255, 255, 255, .88);
    line-height: 1.8;
}

.bank-visual-steps {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
}

.bank-visual-steps>div {
    padding: 18px;
    border: 1px solid rgba(255, 255, 255, .16);
    border-radius: 15px;
    background: rgba(255, 255, 255, .09);
    backdrop-filter: blur(5px);
}

.bank-visual-steps strong {
    display: block;
    margin-bottom: 7px;
    color: var(--white);
    font-size: 22px;
}

.bank-visual-steps span {
    color: rgba(255, 255, 255, .85);
    font-size: 13px;
}

.bank-hero-float {
    position: absolute;
    z-index: 4;
    display: flex;
    align-items: center;
    gap: 12px;
    min-width: 205px;
    padding: 16px 18px;
    border: 1px solid var(--border);
    border-radius: 16px;
    background: var(--white);
    box-shadow: var(--shadow);
    animation: bankFloat 4s ease-in-out infinite;
}

.bank-hero-float i {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 43px;
    height: 43px;
    border-radius: 12px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 19px;
}

.bank-hero-float strong,
.bank-hero-float span {
    display: block;
}

.bank-hero-float strong {
    margin-bottom: 3px;
    color: var(--secondary);
    font-size: 14px;
}

.bank-hero-float span {
    color: var(--text-light);
    font-size: 11px;
}

.bank-float-top {
    top: -30px;
    left: -45px;
}

.bank-float-bottom {
    right: -35px;
    bottom: -30px;
    animation-delay: 2s;
}

@keyframes bankFloat {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-9px);
    }
}

/* ========================================== CITATION SECTION ========================================== */
.bank-citation-section {
    padding: 70px 0 40px;
    background: var(--white);
}

.bank-citation-card {
    position: relative;
    padding: 42px;
    overflow: hidden;
    border: 1px solid #d8efe2;
    border-radius: 24px;
    background: var(--bg);
    box-shadow: 0 15px 40px rgba(0, 0, 0, .05);
    transition: var(--transition);
}

/* .bank-citation-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 7px;
    height: 100%;
    background: linear-gradient(to bottom, var(--primary), #20c997);
} */

.bank-citation-card:hover {
    box-shadow: var(--shadow);
}

.bank-citation-heading {
    display: flex;
    align-items: center;
    gap: 22px;
    margin-bottom: 28px;
}

.bank-citation-icon {
    display: flex;
    flex: 0 0 70px;
    align-items: center;
    justify-content: center;
    width: 70px;
    height: 70px;
    border-radius: 18px;
    background: var(--primary);
    color: var(--white);
    font-size: 27px;
}

.bank-citation-heading span {
    display: inline-block;
    margin-bottom: 8px;
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bank-citation-heading h2 {
    margin: 0;
    color: var(--secondary);
}

.bank-citation-content p {
    margin-bottom: 18px;
    color: var(--text-light);
    line-height: 1.9;
    text-align: justify;
}

.bank-citation-content p:last-child {
    margin-bottom: 0;
}

.bank-citation-facts {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 15px;
    margin-top: 30px;
}

.bank-citation-facts>div {
    padding: 20px 15px;
    border: 1px solid var(--border);
    border-radius: 15px;
    background: var(--white);
    text-align: center;
    transition: var(--transition);
}

.bank-citation-facts>div:hover {
    border-color: var(--primary);
    transform: translateY(-4px);
}

.bank-citation-facts strong,
.bank-citation-facts span {
    display: block;
}

.bank-citation-facts strong {
    margin-bottom: 6px;
    color: var(--primary);
    font-size: 18px;
}

.bank-citation-facts span {
    color: var(--text-light);
    font-size: 12px;
}

.bank-citation-note {
    display: flex;
    align-items: flex-start;
    gap: 15px;
    margin-top: 28px;
    padding: 20px;
    border: 1px solid #f1dc9d;
    border-radius: 15px;
    background: #fff9e9;
}

.bank-citation-note i {
    margin-top: 5px;
    color: #d39e00;
    font-size: 20px;
}

.bank-citation-note p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.8;
}

/* ========================================== INTRODUCTION ========================================== */
.bank-introduction {
    padding: 60px 0;
    background: var(--white);
}

.bank-intro-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.6fr) minmax(300px, .7fr);
    gap: 35px;
    align-items: start;
}

.bank-intro-main {
    padding: 38px;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--white);
    box-shadow: 0 12px 35px rgba(0, 0, 0, .045);
}

.bank-intro-main>h3 {
    margin-bottom: 20px;
    color: var(--secondary);
}

.bank-intro-main>p {
    margin-bottom: 18px;
    color: var(--text-light);
    line-height: 1.9;
    text-align: justify;
}

.bank-important-box {
    display: flex;
    gap: 20px;
    margin-top: 30px;
    padding: 25px;
    border: 1px solid var(--border);
    /* border-left: 5px solid var(--primary); */
    border-radius: 17px;
    background: var(--bg);
}

.bank-important-icon {
    display: flex;
    flex: 0 0 55px;
    align-items: center;
    justify-content: center;
    width: 55px;
    height: 55px;
    border-radius: 14px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 22px;
}

.bank-important-box h3 {
    margin-bottom: 10px;
    color: var(--secondary);
}

.bank-important-box p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.8;
}

.bank-intro-sidebar {
    position: sticky;
    top: 100px;
    padding: 32px;
    border-radius: 22px;
    background: linear-gradient(145deg, var(--primary), var(--primary-dark));
    color: var(--white);
    box-shadow: 0 18px 45px rgba(20, 108, 67, .2);
}

.bank-intro-sidebar .bank-sidebar-label {
    border: 1px solid rgba(255, 255, 255, .18);
    background: rgba(255, 255, 255, .12);
    color: var(--white);
}

.bank-intro-sidebar h3 {
    margin-bottom: 22px;
    color: var(--white);
    line-height: 1.5;
}

.bank-sidebar-list {
    display: grid;
    gap: 14px;
}

.bank-sidebar-list>div {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    color: rgba(255, 255, 255, .9);
    line-height: 1.7;
    font-size: 13px;
}

.bank-sidebar-list i {
    margin-top: 5px;
    color: var(--primary-light);
}

.bank-sidebar-link {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-top: 25px;
    padding: 14px 17px;
    border-radius: 12px;
    background: var(--white);
    color: var(--primary);
    text-decoration: none;
    font-size: 13px;
    font-weight: 700;
    transition: var(--transition);
}

.bank-sidebar-link:hover {
    color: var(--primary-dark);
    transform: translateY(-3px);
}

/* ========================================== OVERVIEW SECTION ========================================== */
.bank-overview-section {
    padding: 60px 0;
    background: #fcfefd;
}

.bank-overview-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
}

.bank-overview-card {
    position: relative;
    padding: 35px;
    overflow: hidden;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--white);
    box-shadow: 0 12px 35px rgba(0, 0, 0, .045);
    transition: var(--transition);
}

.bank-overview-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 5px;
    background: var(--primary);
}

.bank-overview-card:hover {
    border-color: var(--primary);
    box-shadow: var(--shadow);
    transform: translateY(-6px);
}

.bank-overview-number {
    position: absolute;
    top: 20px;
    right: 25px;
    color: rgba(25, 135, 84, .08);
    font-size: 65px;
    font-weight: 800;
}

.bank-overview-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 65px;
    height: 65px;
    margin-bottom: 22px;
    border-radius: 17px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 25px;
}

.bank-overview-card h3 {
    position: relative;
    margin-bottom: 15px;
    color: var(--secondary);
}

.bank-overview-card p {
    position: relative;
    margin-bottom: 20px;
    color: var(--text-light);
    line-height: 1.85;
    text-align: justify;
}

.bank-overview-card ul {
    margin: 0;
    padding-left: 20px;
}

.bank-overview-card li {
    margin-bottom: 10px;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-overview-bottom {
    display: flex;
    align-items: center;
    gap: 25px;
    margin-top: 30px;
    padding: 30px;
    border: 1px solid #d8efe2;
    border-radius: 20px;
    background: var(--primary-light);
}

.bank-overview-bottom>div:first-child {
    display: flex;
    flex: 0 0 65px;
    align-items: center;
    justify-content: center;
    width: 65px;
    height: 65px;
    border-radius: 17px;
    background: var(--primary);
    color: var(--white);
    font-size: 26px;
}

.bank-overview-bottom h3 {
    margin-bottom: 10px;
    color: var(--secondary);
}

.bank-overview-bottom p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.8;
}

/* ========================================== ELIGIBILITY SECTION ========================================== */
.bank-eligibility-section {
    padding: 60px 0;
    background: var(--white);
}

.bank-eligibility-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.5fr) minmax(300px, .65fr);
    gap: 35px;
    align-items: start;
}

.bank-eligibility-content {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
}

.bank-eligibility-card {
    position: relative;
    padding: 30px;
    overflow: hidden;
    border: 1px solid var(--border);
    border-radius: 20px;
    background: var(--white);
    box-shadow: 0 10px 30px rgba(0, 0, 0, .04);
    transition: var(--transition);
}

.bank-eligibility-card:hover {
    border-color: var(--primary);
    /* transform: translateY(-6px); */
    box-shadow: var(--shadow);
}

.bank-card-number {
    position: absolute;
    top: 18px;
    right: 22px;
    color: rgba(25, 135, 84, .09);
    font-size: 45px;
    font-weight: 800;
}

.bank-card-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 58px;
    height: 58px;
    margin-bottom: 20px;
    border-radius: 15px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 23px;
}

.bank-eligibility-card h3 {
    position: relative;
    margin-bottom: 12px;
    color: var(--secondary);
}

.bank-eligibility-card p {
    position: relative;
    margin: 0;
    color: var(--text-light);
    line-height: 1.8;
}

.bank-eligibility-side {
    position: sticky;
    top: 100px;
    padding: 32px;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--bg);
}

.bank-eligibility-side h3 {
    margin-bottom: 22px;
    color: var(--secondary);
    line-height: 1.45;
}

.bank-check-list {
    margin: 0;
    padding: 0;
    list-style: none;
}

.bank-check-list li {
    display: flex;
    align-items: flex-start;
    gap: 11px;
    margin-bottom: 14px;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-check-list i {
    display: flex;
    flex: 0 0 23px;
    align-items: center;
    justify-content: center;
    width: 23px;
    height: 23px;
    margin-top: 2px;
    border-radius: 50%;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 11px;
}

.bank-side-warning {
    margin-top: 25px;
    padding: 20px;
    border: 1px solid #f1dc9d;
    border-radius: 15px;
    background: #fff9e9;
}

.bank-side-warning i {
    margin-bottom: 10px;
    color: #d39e00;
    font-size: 20px;
}

.bank-side-warning p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

/* ========================================== NPA SECTION ========================================== */
.bank-npa-section {
    position: relative;
    padding: 60px 0;
    overflow: hidden;
    background: #fcfefd;
}

.bank-npa-section::before {
    content: "";
    position: absolute;
    top: -150px;
    right: -120px;
    width: 340px;
    height: 340px;
    border-radius: 50%;
    background: rgba(25, 135, 84, .04);
}

.bank-npa-wrapper {
    position: relative;
    z-index: 2;
}

.bank-npa-heading {
    max-width: 950px;
    margin-bottom: 45px;
}

.bank-npa-heading>span {
    display: inline-block;
    padding: 8px 18px;
    margin-bottom: 17px;
    border-radius: 30px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bank-npa-heading h2 {
    margin-bottom: 17px;
    color: var(--secondary);
    line-height: 1.4;
}

.bank-npa-heading p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.9;
    text-align: justify;
}

.bank-npa-content {
    padding: 38px;
    border: 1px solid var(--border);
    border-radius: 24px;
    background: var(--white);
    box-shadow: 0 14px 40px rgba(0, 0, 0, .045);
}

.bank-npa-stat {
    display: grid;
    grid-template-columns: 145px 1fr;
    gap: 30px;
    align-items: center;
    margin-bottom: 35px;
    padding-bottom: 35px;
    border-bottom: 1px solid var(--border);
}

.bank-npa-circle {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    width: 125px;
    height: 125px;
    border-radius: 50%;
    background: linear-gradient(145deg, var(--primary), var(--primary-dark));
    color: var(--white);
    box-shadow: 0 15px 35px rgba(20, 108, 67, .22);
}

.bank-npa-circle strong {
    font-size: 32px;
    line-height: 1;
}

.bank-npa-circle span {
    margin-top: 7px;
    font-size: 13px;
}

.bank-npa-stat h3 {
    margin-bottom: 13px;
    color: var(--secondary);
}

.bank-npa-stat p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.85;
}

.bank-npa-details {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
}

.bank-npa-details>div {
    padding: 24px;
    border: 1px solid var(--border);
    border-radius: 17px;
    background: var(--bg);
    transition: var(--transition);
}

.bank-npa-details>div:hover {
    border-color: var(--primary);
    /* transform: translateY(-5px); */
}

.bank-npa-details i {
    margin-bottom: 17px;
    color: var(--primary);
    font-size: 27px;
}

.bank-npa-details h3 {
    margin-bottom: 10px;
    color: var(--secondary);
}

.bank-npa-details p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

.bank-npa-note {
    display: flex;
    gap: 20px;
    margin-top: 28px;
    padding: 28px;
    border: 1px solid var(--border);
    /* border-left: 5px solid var(--primary); */
    border-radius: 18px;
    background: var(--primary-light);
}

.bank-npa-note-icon {
    display: flex;
    flex: 0 0 55px;
    align-items: center;
    justify-content: center;
    width: 55px;
    height: 55px;
    border-radius: 14px;
    background: var(--primary);
    color: var(--white);
    font-size: 22px;
}

.bank-npa-note h3 {
    margin-bottom: 10px;
    color: var(--secondary);
}

.bank-npa-note p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.8;
}

/* ========================================== HARDSHIP SECTION ========================================== */
.bank-hardship-section {
    padding: 60px 0;
    background: var(--white);
}

.bank-hardship-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}

.bank-hardship-item {
    padding: 28px;
    border: 1px solid var(--border);
    border-radius: 20px;
    background: var(--white);
    text-align: center;
    transition: var(--transition);
    box-shadow: 0 10px 30px rgba(0, 0, 0, .035);
}

.bank-hardship-item:hover {
    border-color: var(--primary);
    transform: translateY(-6px);
    box-shadow: var(--shadow);
}

.bank-hardship-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 65px;
    height: 65px;
    margin: 0 auto 20px;
    border-radius: 17px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 25px;
}

.bank-hardship-item h3 {
    margin-bottom: 11px;
    color: var(--secondary);
}

.bank-hardship-item p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

.bank-hardship-bottom {
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    gap: 30px;
    align-items: center;
    margin-top: 30px;
    padding: 35px;
    border-radius: 22px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
}

.bank-hardship-bottom-content>span {
    display: inline-block;
    margin-bottom: 10px;
    color: var(--primary-light);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bank-hardship-bottom-content h3 {
    margin-bottom: 13px;
    color: var(--white);
}

.bank-hardship-bottom-content p {
    margin: 0;
    color: rgba(255, 255, 255, .87);
    line-height: 1.8;
}

.bank-hardship-documents {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
}

.bank-hardship-documents>div {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 16px;
    border: 1px solid rgba(255, 255, 255, .16);
    border-radius: 14px;
    background: rgba(255, 255, 255, .1);
    color: var(--white);
    font-size: 13px;
}

.bank-hardship-documents i {
    color: var(--primary-light);
}

/* ========================================== AMOUNT SECTION ========================================== */
.bank-amount-section {
    padding: 60px 0;
    background: #fcfefd;
}

.bank-amount-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.4fr) minmax(300px, .6fr);
    gap: 30px;
    align-items: start;
}

.bank-amount-main {
    padding: 35px;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--white);
}

.bank-amount-main>h3 {
    margin-bottom: 25px;
    color: var(--secondary);
}

.bank-amount-factors {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
}

.bank-amount-factors>div {
    display: flex;
    align-items: center;
    gap: 13px;
    padding: 17px;
    border: 1px solid var(--border);
    border-radius: 14px;
    transition: var(--transition);
}

.bank-amount-factors>div:hover {
    border-color: var(--primary);
    background: var(--bg);
}

.bank-amount-factors span {
    display: flex;
    flex: 0 0 38px;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    border-radius: 11px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
}

.bank-amount-factors p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.6;
}

.bank-amount-warning {
    padding: 32px;
    border: 1px solid #f1dc9d;
    border-radius: 22px;
    background: #fff9e9;
}

.bank-amount-warning-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 62px;
    height: 62px;
    margin-bottom: 20px;
    border-radius: 16px;
    background: #fff1bd;
    color: #b8860b;
    font-size: 25px;
}

.bank-amount-warning h3 {
    margin-bottom: 15px;
    color: #795d00;
}

.bank-amount-warning p {
    margin-bottom: 15px;
    color: var(--text-light);
    line-height: 1.8;
}

.bank-amount-highlight {
    padding: 18px;
    border-radius: 14px;
    background: var(--white);
}

.bank-amount-highlight strong,
.bank-amount-highlight span {
    display: block;
}

.bank-amount-highlight strong {
    margin-bottom: 6px;
    color: var(--secondary);
}

.bank-amount-highlight span {
    color: var(--text-light);
    font-size: 12px;
    line-height: 1.6;
}

/* ========================================== PROCESS SECTION ========================================== */
.bank-process-section {
    padding: 60px 0;
    background: var(--white);
}

.bank-process-timeline {
    position: relative;
    max-width: 1050px;
    margin: auto;
}

.bank-process-timeline::before {
    content: "";
    position: absolute;
    top: 0;
    bottom: 0;
    left: 42px;
    width: 3px;
    border-radius: 30px;
    background: linear-gradient(to bottom, var(--primary), #20c997);
}

.bank-process-item {
    position: relative;
    display: grid;
    grid-template-columns: 85px 1fr;
    gap: 28px;
    margin-bottom: 35px;
}

.bank-process-item:last-child {
    margin-bottom: 0;
}

.bank-process-marker {
    position: relative;
    z-index: 2;
    display: flex;
    justify-content: center;
}

.bank-process-marker span {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 70px;
    height: 70px;
    border: 7px solid var(--white);
    border-radius: 50%;
    background: var(--primary);
    color: var(--white);
    font-size: 17px;
    font-weight: 700;
    box-shadow: 0 10px 25px rgba(25, 135, 84, .22);
}

.bank-process-card {
    padding: 34px;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--white);
    box-shadow: 0 12px 35px rgba(0, 0, 0, .045);
    transition: var(--transition);
}

.bank-process-card:hover {
    border-color: var(--primary);
    box-shadow: var(--shadow);
}

.bank-process-label {
    display: inline-block;
    padding: 7px 15px;
    margin-bottom: 16px;
    border-radius: 30px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .7px;
    text-transform: uppercase;
}

.bank-process-card h3 {
    margin-bottom: 15px;
    color: var(--secondary);
}

.bank-process-card>p {
    margin-bottom: 18px;
    color: var(--text-light);
    line-height: 1.85;
    text-align: justify;
}

.bank-process-card ul {
    margin: 0;
    padding-left: 20px;
}

.bank-process-card li {
    margin-bottom: 9px;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-process-tip,
.bank-process-warning,
.bank-process-success {
    display: flex;
    align-items: flex-start;
    gap: 13px;
    margin-top: 22px;
    padding: 18px;
    border-radius: 14px;
}

.bank-process-tip {
    border: 1px solid var(--border);
    background: var(--bg);
}

.bank-process-warning {
    border: 1px solid #f1dc9d;
    background: #fff9e9;
}

.bank-process-success {
    border: 1px solid #ccebdc;
    background: var(--primary-light);
}

.bank-process-tip i,
.bank-process-success i {
    margin-top: 4px;
    color: var(--primary);
}

.bank-process-warning i {
    margin-top: 4px;
    color: #d39e00;
}

.bank-process-tip p,
.bank-process-warning p,
.bank-process-success p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

/* ========================================== SOFT CTA ========================================== */
.bank-soft-cta {
    position: relative;
    padding: 60px 0;
    overflow: hidden;
    background: linear-gradient(135deg, #f5fff8, #edf9f2);
}

.bank-soft-cta::before {
    content: "";
    position: absolute;
    top: -130px;
    right: -100px;
    width: 330px;
    height: 330px;
    border-radius: 50%;
    background: rgba(25, 135, 84, .055);
}

.bank-soft-cta::after {
    content: "";
    position: absolute;
    left: -100px;
    bottom: -150px;
    width: 300px;
    height: 300px;
    border-radius: 50%;
    background: rgba(25, 135, 84, .04);
}

.bank-soft-cta-box {
    position: relative;
    z-index: 2;
    padding: 55px;
    overflow: hidden;
    border: 1px solid #d8efe2;
    border-radius: 27px;
    background: var(--white);
    text-align: center;
    box-shadow: var(--shadow);
}

.bank-soft-cta-box::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 6px;
    background: linear-gradient(90deg, var(--primary), #20c997);
}

.bank-soft-cta-content {
    max-width: 850px;
    margin: auto;
}

.bank-soft-cta-content>span {
    display: inline-block;
    padding: 8px 18px;
    margin-bottom: 18px;
    border-radius: 30px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bank-soft-cta-content h2 {
    margin-bottom: 20px;
    color: var(--secondary);
    line-height: 1.4;
}

.bank-soft-cta-content p {
    margin-bottom: 30px;
    color: var(--text-light);
    line-height: 1.9;
}

.bank-soft-cta-buttons {
    display: flex;
    justify-content: center;
    gap: 18px;
    flex-wrap: wrap;
}

/* ========================================== DOCUMENTS SECTION ========================================== */
.bank-documents-section {
    padding: 60px 0;
    background: var(--white);
}

.bank-documents-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.5fr) minmax(280px, .55fr);
    gap: 30px;
    align-items: start;
}

.bank-documents-main {
    display: grid;
    gap: 17px;
}

.bank-document-card {
    position: relative;
    display: grid;
    grid-template-columns: 60px 65px 1fr;
    gap: 18px;
    align-items: center;
    padding: 24px;
    overflow: hidden;
    border: 1px solid var(--border);
    border-radius: 18px;
    background: var(--white);
    transition: var(--transition);
}

.bank-document-card:hover {
    border-color: var(--primary);
    transform: translateX(5px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, .05);
}

.bank-document-number {
    color: rgba(25, 135, 84, .2);
    font-size: 25px;
    font-weight: 800;
}

.bank-document-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 58px;
    height: 58px;
    border-radius: 15px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 22px;
}

.bank-document-content h3 {
    margin-bottom: 8px;
    color: var(--secondary);
}

.bank-document-content p {
    margin-bottom: 8px;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-document-content span {
    color: var(--primary);
    font-size: 12px;
    font-weight: 600;
    line-height: 1.6;
}

.bank-documents-sidebar {
    position: sticky;
    top: 100px;
    padding: 30px;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--bg);
}

.bank-documents-sidebar h3 {
    margin-bottom: 13px;
    color: var(--secondary);
}

.bank-documents-sidebar>p {
    margin-bottom: 22px;
    color: var(--text-light);
    line-height: 1.8;
}

.bank-document-checklist {
    display: grid;
    gap: 11px;
}

.bank-document-checklist>div {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 11px 13px;
    border: 1px solid var(--border);
    border-radius: 11px;
    background: var(--white);
    color: var(--text-light);
    font-size: 13px;
}

.bank-document-checklist i {
    color: var(--primary);
}

.bank-documents-side-note {
    display: flex;
    gap: 11px;
    margin-top: 20px;
    padding: 17px;
    border-radius: 13px;
    background: var(--primary-light);
}

.bank-documents-side-note i {
    margin-top: 4px;
    color: var(--primary);
}

.bank-documents-side-note p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.65;
}

/* ========================================== HARDSHIP LETTER GUIDE ========================================== */
.bank-letter-guide-section {
    padding: 60px 0;
    background: #fcfefd;
}

.bank-letter-guide-layout {
    display: grid;
    grid-template-columns: minmax(300px, .75fr) minmax(0, 1.25fr);
    gap: 45px;
    align-items: center;
}

.bank-letter-guide-visual {
    padding: 30px;
    border-radius: 25px;
    background: linear-gradient(145deg, var(--primary-light), #f8fffb);
}

.bank-letter-paper {
    position: relative;
    max-width: 420px;
    min-height: 500px;
    margin: auto;
    padding: 35px;
    border: 1px solid var(--border);
    border-radius: 12px;
    background: var(--white);
    box-shadow: 0 18px 45px rgba(0, 0, 0, .1);
    transform: rotate(-2deg);
}

.bank-letter-paper::before {
    content: "";
    position: absolute;
    top: 0;
    right: 25px;
    width: 35px;
    height: 55px;
    background: var(--primary);
    clip-path: polygon(0 0, 100% 0, 100% 100%, 50% 78%, 0 100%);
}

.bank-letter-paper-top {
    display: flex;
    align-items: center;
    gap: 13px;
    margin-bottom: 35px;
}

.bank-letter-paper-top>div {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    border-radius: 13px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 20px;
}

.bank-letter-paper-top span {
    color: var(--secondary);
    font-size: 16px;
    font-weight: 700;
}

.bank-letter-line {
    width: 100%;
    height: 8px;
    margin-bottom: 13px;
    border-radius: 10px;
    background: #e9efec;
}

.bank-line-large {
    width: 95%;
}

.bank-line-short {
    width: 62%;
}

.bank-letter-paper-middle {
    display: grid;
    gap: 12px;
    margin: 35px 0;
}

.bank-letter-paper-middle>div {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 13px;
    border-radius: 10px;
    background: var(--bg);
    color: var(--text-light);
    font-size: 12px;
}

.bank-letter-paper-middle i {
    color: var(--primary);
}

.bank-letter-signature {
    position: absolute;
    right: 35px;
    bottom: 35px;
    width: 120px;
    padding-top: 8px;
    border-top: 1px solid var(--text-light);
    color: var(--text-light);
    text-align: center;
    font-size: 11px;
}

.bank-letter-guide-content {
    display: grid;
    gap: 15px;
}

.bank-letter-guide-item {
    display: grid;
    grid-template-columns: 50px 1fr;
    gap: 18px;
    padding: 20px;
    border: 1px solid var(--border);
    border-radius: 16px;
    background: var(--white);
    transition: var(--transition);
}

.bank-letter-guide-item:hover {
    border-color: var(--primary);
    transform: translateX(5px);
}

.bank-letter-guide-item>span {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    border-radius: 13px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
}

.bank-letter-guide-item h3 {
    margin-bottom: 7px;
    color: var(--secondary);
}

.bank-letter-guide-item p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-letter-guide-note {
    display: flex;
    gap: 18px;
    margin-top: 30px;
    padding: 25px;
    border: 1px solid var(--border);
    /* border-left: 5px solid var(--primary); */
    border-radius: 17px;
    background: var(--primary-light);
}

.bank-letter-guide-note>i {
    margin-top: 5px;
    color: var(--primary);
    font-size: 23px;
}

.bank-letter-guide-note h3 {
    margin-bottom: 8px;
    color: var(--secondary);
}

.bank-letter-guide-note p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

/* ========================================== SETTLEMENT PROOF SECTION ========================================== */
.bank-proof-section {
    padding: 60px 0;
    background: var(--white);
}

.bank-proof-layout {
    display: grid;
    grid-template-columns: minmax(320px, .85fr) minmax(0, 1.15fr);
    gap: 45px;
    align-items: start;
}

.bank-proof-document {
    position: sticky;
    top: 100px;
    width: 100%;
    min-width: 0;
}

.bank-proof-slider {
    position: relative;
    width: 100%;
    min-width: 0;
}

.bank-proof-slider-track {
    position: relative;
    width: 100%;
    min-width: 0;
    overflow: hidden;
    border-radius: 22px;
}

/* ========================================== SLIDES ========================================== */
.bank-proof-slide {
    display: none;
    width: 100%;
    min-width: 0;
}

.bank-proof-slide.active {
    display: block;
    animation: bankProofSlideFade .55s ease;
}

@keyframes bankProofSlideFade {
    0% {
        opacity: 0;
        transform: translateX(18px);
    }

    100% {
        opacity: 1;
        transform: translateX(0);
    }
}

/* ========================================== IMAGE WRAPPER ========================================== */
.bank-proof-image-wrapper {
    position: relative;
    width: 100%;
    min-width: 0;
    padding: 18px;
    overflow: hidden;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--bg);
    box-shadow: var(--shadow);
}

/* ========================================== SETTLEMENT LETTER IMAGE ========================================== */
.bank-proof-image-wrapper img {
    display: block;
    width: 100%;
    height: 650px;
    margin: 0 auto;
    object-fit: contain;
    border-radius: 13px;
    background: var(--white);
}

/* ========================================== IMAGE LABEL ========================================== */
.bank-proof-image-label {
    position: absolute;
    z-index: 5;
    left: 32px;
    bottom: 32px;
    display: flex;
    align-items: center;
    gap: 9px;
    max-width: calc(100% - 64px);
    padding: 11px 16px;
    border-radius: 30px;
    background: rgba(15, 81, 50, .94);
    color: var(--white);
    font-size: 12px;
    font-weight: 700;
    line-height: 1.5;
    box-shadow: 0 8px 20px rgba(0, 0, 0, .15);
    backdrop-filter: blur(6px);
}

.bank-proof-image-label i {
    flex: 0 0 auto;
}

/* ========================================== PREVIOUS / NEXT BUTTONS ========================================== */
.bank-proof-slider-btn {
    position: absolute;
    z-index: 20;
    top: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    padding: 0;
    border: 1px solid rgba(255, 255, 255, .3);
    border-radius: 50%;
    outline: none;
    background: rgba(15, 81, 50, .92);
    color: var(--white);
    cursor: pointer;
    font-size: 16px;
    transform: translateY(-50%);
    transition: background .35s ease, color .35s ease, transform .35s ease, box-shadow .35s ease;
    box-shadow: 0 8px 25px rgba(0, 0, 0, .18);
}

.bank-proof-slider-btn:hover {
    background: var(--primary);
    color: var(--white);
    transform: translateY(-50%) scale(1.08);
    box-shadow: 0 12px 30px rgba(0, 0, 0, .22);
}

.bank-proof-slider-btn:focus {
    outline: none;
}

.bank-proof-slider-btn:focus-visible {
    outline: 3px solid rgba(25, 135, 84, .25);
    outline-offset: 3px;
}

.bank-proof-prev {
    left: 30px;
}

.bank-proof-next {
    right: 30px;
}

/* ========================================== SLIDER DOTS ========================================== */
.bank-proof-slider-dots {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    gap: 8px;
    min-height: 25px;
    margin-top: 18px;
}

.bank-proof-slider-dot {
    display: block;
    width: 9px;
    height: 9px;
    min-width: 9px;
    padding: 0;
    border: 0;
    border-radius: 50%;
    outline: none;
    background: #c8d8cf;
    cursor: pointer;
    transition: width .35s ease, background .35s ease, transform .35s ease;
}

.bank-proof-slider-dot:hover {
    background: var(--primary);
    transform: scale(1.2);
}

.bank-proof-slider-dot.active {
    width: 28px;
    border-radius: 20px;
    background: var(--primary);
}

.bank-proof-slider-dot:focus-visible {
    outline: 3px solid rgba(25, 135, 84, .2);
    outline-offset: 3px;
}

/* ========================================== SINGLE SETTLEMENT LETTER ========================================== */
.bank-proof-slider.single-slide .bank-proof-slider-btn,
.bank-proof-slider.single-slide .bank-proof-slider-dots {
    display: none;
}

.bank-proof-slider.single-slide .bank-proof-slide {
    display: block;
}

/* ========================================== PROOF CAPTION ========================================== */
.bank-proof-caption {
    display: flex;
    align-items: flex-start;
    gap: 11px;
    margin-top: 16px;
    padding: 17px;
    border: 1px solid var(--border);
    border-radius: 14px;
    background: var(--bg);
}

.bank-proof-caption i {
    flex: 0 0 auto;
    margin-top: 4px;
    color: var(--primary);
}

.bank-proof-caption p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.7;
}

/* ========================================== IMAGE COUNTER OPTIONAL - FUTURE USE ========================================== */
.bank-proof-slider-counter {
    position: absolute;
    z-index: 20;
    top: 32px;
    right: 32px;
    padding: 8px 13px;
    border-radius: 30px;
    background: rgba(15, 81, 50, .9);
    color: var(--white);
    font-size: 11px;
    font-weight: 700;
    line-height: 1;
    box-shadow: 0 7px 18px rgba(0, 0, 0, .14);
}

/* ========================================== EMPTY SETTLEMENT LETTER STATE OPTIONAL ========================================== */
.bank-proof-slider-empty {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    min-height: 450px;
    padding: 40px;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--bg);
    text-align: center;
}

.bank-proof-slider-empty i {
    margin-bottom: 20px;
    color: var(--primary);
    font-size: 45px;
}

.bank-proof-slider-empty h3 {
    margin-bottom: 10px;
    color: var(--secondary);
}

.bank-proof-slider-empty p {
    max-width: 500px;
    margin: 0;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-proof-label {
    display: inline-block;
    padding: 7px 16px;
    margin-bottom: 17px;
    border-radius: 30px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .7px;
    text-transform: uppercase;
}

.bank-proof-content>h3 {
    margin-bottom: 15px;
    color: var(--secondary);
}

.bank-proof-content>p {
    margin-bottom: 25px;
    color: var(--text-light);
    line-height: 1.85;
}

.bank-proof-checks {
    display: grid;
    gap: 13px;
}

.bank-proof-checks>div {
    display: grid;
    grid-template-columns: 48px 1fr;
    gap: 15px;
    padding: 18px;
    border: 1px solid var(--border);
    border-radius: 15px;
    transition: var(--transition);
}

.bank-proof-checks>div:hover {
    border-color: var(--primary);
    background: var(--bg);
    transform: translateX(4px);
}

.bank-proof-checks>div>span {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
}

.bank-proof-checks h4 {
    margin-bottom: 6px;
    color: var(--secondary);
    font-size: 16px;
}

.bank-proof-checks p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.65;
}

.bank-proof-importance {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-top: 40px;
}

.bank-proof-importance-card {
    padding: 27px;
    border: 1px solid var(--border);
    border-radius: 19px;
    background: var(--white);
    text-align: center;
    transition: var(--transition);
}

.bank-proof-importance-card:hover {
    border-color: var(--primary);
    /* transform: translateY(-6px); */
    box-shadow: var(--shadow);
}

.bank-proof-importance-card>div {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    margin: 0 auto 18px;
    border-radius: 16px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 24px;
}

.bank-proof-importance-card h3 {
    margin-bottom: 10px;
    color: var(--secondary);
}

.bank-proof-importance-card p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-proof-warning {
    display: flex;
    gap: 20px;
    margin-top: 30px;
    padding: 28px;
    border: 1px solid #f1dc9d;
    border-radius: 18px;
    background: #fff9e9;
}

.bank-proof-warning-icon {
    display: flex;
    flex: 0 0 55px;
    align-items: center;
    justify-content: center;
    width: 55px;
    height: 55px;
    border-radius: 14px;
    background: #fff1bd;
    color: #b8860b;
    font-size: 22px;
}

.bank-proof-warning h3 {
    margin-bottom: 9px;
    color: #795d00;
}

.bank-proof-warning p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

/* ========================================== RECORDS SECTION ========================================== */
.bank-records-section {
    padding: 60px 0;
    background: #fcfefd;
}

.bank-records-wrapper {
    padding: 42px;
    border: 1px solid var(--border);
    border-radius: 25px;
    background: var(--white);
}

.bank-records-heading {
    max-width: 850px;
    margin-bottom: 35px;
}

.bank-records-heading>span {
    display: inline-block;
    margin-bottom: 10px;
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bank-records-heading h2 {
    margin-bottom: 14px;
    color: var(--secondary);
}

.bank-records-heading p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.8;
}

.bank-records-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.bank-record-item {
    position: relative;
    padding: 25px;
    overflow: hidden;
    border: 1px solid var(--border);
    border-radius: 17px;
    transition: var(--transition);
}

.bank-record-item:hover {
    border-color: var(--primary);
    /* transform: translateY(-5px); */
}

.bank-record-item>span {
    position: absolute;
    top: 12px;
    right: 16px;
    color: rgba(25, 135, 84, .1);
    font-size: 38px;
    font-weight: 800;
}

.bank-record-item i {
    margin-bottom: 17px;
    color: var(--primary);
    font-size: 27px;
}

.bank-record-item h3 {
    margin-bottom: 9px;
    color: var(--secondary);
}

.bank-record-item p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-records-bottom {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-top: 25px;
    padding: 20px;
    border-radius: 15px;
    background: var(--primary-light);
}

.bank-records-bottom i {
    margin-top: 5px;
    color: var(--primary);
}

.bank-records-bottom p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

/* ========================================== CIBIL SECTION ========================================== */
.bank-cibil-section {
    padding: 60px 0;
    background: var(--white);
}

.bank-cibil-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.4fr) minmax(290px, .55fr);
    gap: 30px;
    align-items: start;
}

.bank-cibil-main {
    padding: 35px;
    border: 1px solid var(--border);
    border-radius: 22px;
    background: var(--white);
    box-shadow: 0 12px 35px rgba(0, 0, 0, .04);
}

.bank-cibil-main>h3 {
    margin-bottom: 17px;
    color: var(--secondary);
}

.bank-cibil-main>p {
    margin-bottom: 17px;
    color: var(--text-light);
    line-height: 1.85;
    text-align: justify;
}

.bank-cibil-factors {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
    margin-top: 25px;
}

.bank-cibil-factors>div {
    padding: 22px;
    border: 1px solid var(--border);
    border-radius: 16px;
    background: var(--bg);
}

.bank-cibil-factors i {
    margin-bottom: 15px;
    color: var(--primary);
    font-size: 24px;
}

.bank-cibil-factors h4 {
    margin-bottom: 8px;
    color: var(--secondary);
    font-size: 16px;
}

.bank-cibil-factors p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.65;
}

.bank-cibil-note {
    display: flex;
    gap: 17px;
    margin-top: 25px;
    padding: 22px;
    /* border: 1px solid var(--border); */
    border: 1px solid var(--primary);
    border-radius: 16px;
    background: var(--primary-light);
}

.bank-cibil-note>i {
    margin-top: 5px;
    color: var(--primary);
    font-size: 22px;
}

.bank-cibil-note h3 {
    margin-bottom: 8px;
    color: var(--secondary);
}

.bank-cibil-note p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-cibil-sidebar {
    position: sticky;
    top: 100px;
    padding: 30px;
    border-radius: 22px;
    background: linear-gradient(145deg, var(--primary), var(--primary-dark));
    color: var(--white);
    box-shadow: 0 18px 45px rgba(20, 108, 67, .2);
}

.bank-cibil-sidebar .bank-sidebar-label {
    border: 1px solid rgba(255, 255, 255, .18);
    background: rgba(255, 255, 255, .12);
    color: var(--white);
}

.bank-cibil-sidebar h3 {
    margin-bottom: 14px;
    color: var(--white);
}

.bank-cibil-sidebar>p {
    margin-bottom: 20px;
    color: rgba(255, 255, 255, .87);
    line-height: 1.75;
}

.bank-cibil-sidebar ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.bank-cibil-sidebar li {
    display: flex;
    gap: 10px;
    margin-bottom: 13px;
    color: rgba(255, 255, 255, .9);
    line-height: 1.65;
}

.bank-cibil-sidebar li i {
    margin-top: 4px;
    color: var(--primary-light);
}

/* ========================================== COMPARISON TABLE ========================================== */
.bank-comparison-section {
    padding: 60px 0;
    background: #fcfefd;
}

.bank-comparison-table {
    overflow-x: auto;
    border-radius: 20px;
}

.bank-comparison-table h3 {
    text-align: center;
    padding-top: 20px;
}

.bank-comparison-table .table-responsive{
    box-shadow: 0 12px 35px rgba(0, 0, 0, .045);
}

.bank-comparison-table table {
    width: 100%;
    min-width: 750px;
    border-collapse: collapse;
    background: var(--white);
}

.bank-comparison-table th {
    padding: 19px;
    background: var(--primary);
    color: var(--white);
    text-align: left;
    font-size: 14px;
}

.bank-comparison-table td {
    padding: 18px 19px;
    border-bottom: 1px solid #edf2ee;
    color: var(--text-light);
    line-height: 1.7;
    font-size: 14px;
}

.bank-comparison-table tbody tr:hover {
    background: var(--bg);
}

.bank-comparison-table tbody tr:last-child td {
    border-bottom: 0;
}

.bank-comparison-table td:first-child {
    color: var(--secondary);
    font-weight: 700;
}

.bank-comparison-note {
    display: flex;
    align-items: center;
    gap: 22px;
    margin-top: 28px;
    padding: 28px;
    border: 1px solid var(--border);
    border-radius: 18px;
    background: var(--white);
}

.bank-comparison-note>div:first-child {
    display: flex;
    flex: 0 0 60px;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    border-radius: 16px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 24px;
}

.bank-comparison-note h3 {
    margin-bottom: 8px;
    color: var(--secondary);
}

.bank-comparison-note p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

/* ========================================== PRECAUTIONS SECTION ========================================== */
.bank-precautions-section {
    padding: 60px 0;
    background: var(--white);
}

.bank-precautions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}

.bank-precaution-card {
    position: relative;
    padding: 30px;
    overflow: hidden;
    border: 1px solid var(--border);
    border-radius: 20px;
    background: var(--white);
    transition: var(--transition);
}

.bank-precaution-card:hover {
    border-color: var(--primary);
    transform: translateY(-6px);
    box-shadow: var(--shadow);
}

.bank-precaution-card>span {
    position: absolute;
    top: 16px;
    right: 20px;
    color: rgba(25, 135, 84, .09);
    font-size: 45px;
    font-weight: 800;
}

.bank-precaution-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    margin-bottom: 20px;
    border-radius: 16px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 23px;
}

.bank-precaution-card h3 {
    position: relative;
    margin-bottom: 11px;
    color: var(--secondary);
}

.bank-precaution-card p {
    position: relative;
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}


.bank-precaution-card ul {
    margin: 0;
    padding-left: 20px;
}

.bank-precaution-card li {
    margin-bottom: 10px;
    color: var(--text-light);
    line-height: 1.7;
}

.bank-precautions-warning {
    display: flex;
    gap: 20px;
    margin-top: 30px;
    padding: 28px;
    border: 1px solid #f1dc9d;
    border-radius: 18px;
    background: #fff9e9;
}

.bank-precautions-warning-icon {
    display: flex;
    flex: 0 0 55px;
    align-items: center;
    justify-content: center;
    width: 55px;
    height: 55px;
    border-radius: 14px;
    background: #fff1bd;
    color: #b8860b;
    font-size: 22px;
}

.bank-precautions-warning h3 {
    margin-bottom: 8px;
    color: #795d00;
}

.bank-precautions-warning p {
    margin: 0;
    color: var(--text-light);
    line-height: 1.75;
}

/* ========================================== BANK HUB ========================================== */
.bank-hub-section {
    position: relative;
    padding: 60px 0;
    overflow: hidden;
    background: linear-gradient(145deg, var(--primary), var(--primary-dark));
}

.bank-hub-section::before {
    content: "";
    position: absolute;
    top: -170px;
    left: -130px;
    width: 380px;
    height: 380px;
    border: 60px solid rgba(255, 255, 255, .04);
    border-radius: 50%;
}

.bank-hub-wrapper {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 1fr 450px;
    gap: 60px;
    align-items: center;
}

.bank-hub-content>span {
    display: inline-block;
    margin-bottom: 13px;
    color: var(--primary-light);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bank-hub-content h2 {
    margin-bottom: 18px;
    color: var(--white);
    line-height: 1.4;
}

.bank-hub-content p {
    margin-bottom: 25px;
    color: rgba(255, 255, 255, .88);
    line-height: 1.85;
}

.bank-hub-content .btn {
    background: var(--white);
    color: var(--primary);
    box-shadow: none;
}

.bank-hub-content .btn:hover {
    background: var(--primary-light);
    color: var(--primary-dark);
}

.bank-hub-visual {
    position: relative;
    min-height: 330px;
}

.bank-hub-center {
    position: absolute;
    top: 50%;
    left: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 110px;
    height: 110px;
    border: 12px solid rgba(255, 255, 255, .12);
    border-radius: 50%;
    background: var(--white);
    color: var(--primary);
    font-size: 40px;
    transform: translate(-50%, -50%);
}

.bank-hub-item {
    position: absolute;
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 13px 16px;
    border: 1px solid rgba(255, 255, 255, .2);
    border-radius: 30px;
    background: rgba(255, 255, 255, .12);
    color: var(--white);
    font-size: 12px;
    backdrop-filter: blur(5px);
}

.bank-hub-item-one {
    top: 20px;
    left: 35px;
}

.bank-hub-item-two {
    top: 55px;
    right: 10px;
}

.bank-hub-item-three {
    bottom: 45px;
    left: 10px;
}

.bank-hub-item-four {
    right: 30px;
    bottom: 20px;
}

/* ========================================== FAQ ========================================== */
.bank-faq-section {
    padding: 60px 0;
    background: #f8fffb;
}

.bank-faq-wrapper {
    max-width: 980px;
    margin: 55px auto 0;
}

.bank-faq-item {
    background: #ffffff;
    border: 1px solid #d9e7df;
    border-radius: 18px;
    padding: 28px 30px;
    margin-bottom: 20px;
    transition: .35s;
    box-shadow: 0 8px 20px rgba(0, 0, 0, .04);
}

.bank-faq-item:hover {
    border-color: #198754;
    box-shadow: 0 15px 35px rgba(0, 0, 0, .08);
}

.bank-faq-item h3 {
    font-size: 22px;
    line-height: 1.5;
    color: #0f5132;
    margin-bottom: 15px;
}

.bank-faq-item p {
    font-size: 15px;
    line-height: 1.9;
    color: #6c757d;
    margin: 0;
}

/* ========================================== FINAL CTA ========================================== */
.bank-final-cta {
    padding: 60px 0;
    background: var(--white);
}

.bank-final-cta-box {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 300px;
    gap: 45px;
    align-items: center;
    padding: 50px;
    overflow: hidden;
    border-radius: 28px;
    background: linear-gradient(145deg, var(--primary), var(--primary-dark));
    box-shadow: 0 20px 50px rgba(20, 108, 67, .22);
}

.bank-final-cta-box::before {
    content: "";
    position: absolute;
    top: -150px;
    right: -120px;
    width: 350px;
    height: 350px;
    border: 60px solid rgba(255, 255, 255, .05);
    border-radius: 50%;
}

.bank-final-cta-content {
    position: relative;
    z-index: 2;
}

.bank-final-cta-content>span {
    display: inline-block;
    margin-bottom: 12px;
    color: var(--primary-light);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bank-final-cta-content h2 {
    margin-bottom: 17px;
    color: var(--white);
    line-height: 1.4;
}

.bank-final-cta-content p {
    margin-bottom: 25px;
    color: rgba(255, 255, 255, .88);
    line-height: 1.85;
}

.bank-final-cta-buttons {
    display: flex;
    gap: 17px;
    flex-wrap: wrap;
}

.bank-final-cta-buttons .btn {
    background: var(--white);
    color: var(--primary);
    box-shadow: none;
}

.bank-final-cta-buttons .btn:hover {
    background: var(--primary-light);
    color: var(--primary-dark);
}

.bank-final-cta-buttons .btn-outline {
    border-color: var(--white);
    background: transparent;
    color: var(--white);
}

.bank-final-cta-buttons .btn-outline:hover {
    background: var(--white);
    color: var(--primary);
}

.bank-final-cta-points {
    position: relative;
    z-index: 2;
    display: grid;
    gap: 13px;
}

.bank-final-cta-points>div {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 17px;
    border: 1px solid rgba(255, 255, 255, .16);
    border-radius: 14px;
    background: rgba(255, 255, 255, .1);
    color: var(--white);
    font-size: 13px;
}

.bank-final-cta-points i {
    color: var(--primary-light);
}

/* ========================================== RESPONSIVE - 1200PX ========================================== */
@media (max-width: 1200px) {
    .bank-hero-wrapper {
        grid-template-columns: 1fr 430px;
        gap: 45px;
    }

    .bank-float-top {
        left: 10px;
    }

    .bank-float-bottom {
        right: 10px;
    }

    .bank-npa-details {
        grid-template-columns: repeat(2, 1fr);
    }

    .bank-hardship-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .bank-proof-importance {
        grid-template-columns: repeat(2, 1fr);
    }

    .bank-records-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* ========================================== RESPONSIVE - 992PX ========================================== */
@media (max-width: 992px) {
    .bank-hero {
        padding: 50px 0;
    }

    .bank-hero-wrapper,
    .bank-intro-layout,
    .bank-eligibility-layout,
    .bank-amount-layout,
    .bank-documents-layout,
    .bank-letter-guide-layout,
    .bank-proof-layout,
    .bank-cibil-layout,
    .bank-hub-wrapper,
    .bank-final-cta-box {
        grid-template-columns: 1fr;
    }

    .bank-hero-content {
        text-align: center;
    }

    .bank-hero-content h1 {
        text-align: center;
    }

    .bank-hero-description {
        text-align: justify;
    }

    .bank-hero-actions {
        justify-content: center;
    }

    .bank-hero-visual {
        max-width: 650px;
        margin: auto;
    }

    .bank-intro-sidebar,
    .bank-eligibility-side,
    .bank-documents-sidebar,
    .bank-proof-document,
    .bank-cibil-sidebar {
        position: relative;
        top: 0;
    }

    .bank-overview-grid {
        grid-template-columns: 1fr;
    }

    .bank-hardship-bottom {
        grid-template-columns: 1fr;
    }

    .bank-letter-guide-visual {
        max-width: 600px;
        margin: auto;
    }

    .bank-hub-visual {
        max-width: 500px;
        width: 100%;
        margin: auto;
    }

    .bank-final-cta-points {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* ========================================== RESPONSIVE - 768PX ========================================== */
@media (max-width: 768px) {

    .bank-page h1,
    .bank-page h2,
    .bank-page h3 {
        font-size: 22px !important;
    }

    .bank-page p,
    .bank-page li {
        font-size: 14px !important;
    }

    .bank-section-heading {
        margin-bottom: 35px;
    }

    .bank-section-heading p {
        text-align: justify;
    }

    .bank-hero,
    .bank-introduction,
    .bank-overview-section,
    .bank-eligibility-section,
    .bank-npa-section,
    .bank-hardship-section,
    .bank-amount-section,
    .bank-process-section,
    .bank-soft-cta,
    .bank-documents-section,
    .bank-letter-guide-section,
    .bank-proof-section,
    .bank-records-section,
    .bank-cibil-section,
    .bank-comparison-section,
    .bank-precautions-section,
    .bank-hub-section,
    .bank-faq-section,
    .bank-final-cta {
        padding: 40px 0;
    }

    .bank-hero-points,
    .bank-citation-facts,
    .bank-eligibility-content,
    .bank-amount-factors,
    .bank-cibil-factors,
    .bank-precautions-grid {
        grid-template-columns: 1fr;
    }

    .bank-visual-main {
        min-height: auto;
        padding: 40px 28px;
    }

    .bank-hero-float {
        display: none;
    }

    .bank-citation-card,
    .bank-intro-main,
    .bank-npa-content,
    .bank-amount-main,
    .bank-soft-cta-box,
    .bank-records-wrapper,
    .bank-cibil-main {
        padding: 27px;
    }

    .bank-citation-heading,
    .bank-important-box,
    .bank-overview-bottom,
    .bank-npa-note,
    .bank-proof-warning,
    .bank-comparison-note,
    .bank-precautions-warning,
    .bank-cibil-note,
    .bank-letter-guide-note {
        flex-direction: column;
    }

    .bank-citation-icon {
        flex-basis: 65px;
    }

    .bank-npa-stat {
        grid-template-columns: 1fr;
    }

    .bank-npa-circle {
        width: 110px;
        height: 110px;
    }

    .bank-process-timeline::before {
        display: none;
    }

    .bank-process-item {
        grid-template-columns: 1fr;
        gap: 15px;
    }

    .bank-process-marker {
        justify-content: flex-start;
    }

    .bank-process-marker span {
        width: 60px;
        height: 60px;
        border: 0;
    }

    .bank-process-card {
        padding: 26px;
    }

    .bank-document-card {
        grid-template-columns: 45px 55px 1fr;
        padding: 20px;
    }

    .bank-proof-importance,
    .bank-records-grid {
        grid-template-columns: 1fr;
    }

    .bank-proof-image-wrapper {
        padding: 12px;
        /* border-radius: 18px; */
    }

    .bank-proof-image-wrapper img {
        height: 600px;
        border-radius: 11px;
    }

    .bank-proof-slider-btn {
        width: 40px;
        height: 40px;
        font-size: 14px;
    }

    .bank-proof-prev {
        left: 20px;
    }

    .bank-proof-next {
        right: 20px;
    }

    .bank-proof-image-label {
        left: 25px;
        bottom: 25px;
        max-width: calc(100% - 50px);
        padding: 10px 14px;
        font-size: 11px;
    }

    .bank-proof-slider-counter {
        top: 25px;
        right: 25px;
    }

    .query-faq-item {
        padding: 24px;
    }

    .query-faq-item h3 {
        font-size: 20px;
    }

    .bank-final-cta-box {
        padding: 35px 28px;
    }

    .bank-final-cta-points {
        grid-template-columns: 1fr;
    }
}

/* ========================================== RESPONSIVE - 576PX ========================================== */
@media (max-width: 576px) {

    .bank-page h1,
    .bank-page h2,
    .bank-page h3 {
        font-size: 18px !important;
    }

    .bank-page p,
    .bank-page li {
        font-size: 13px !important;
    }

    .bank-hero-actions,
    .bank-soft-cta-buttons,
    .bank-final-cta-buttons {
        flex-direction: column;
    }

    .bank-hero-actions .btn,
    .bank-hero-actions .btn-outline,
    .bank-soft-cta-buttons .btn,
    .bank-soft-cta-buttons .btn-outline,
    .bank-final-cta-buttons .btn,
    .bank-final-cta-buttons .btn-outline {
        width: 100%;
    }

    .bank-visual-main {
        padding: 30px 20px;
        border-radius: 22px;
    }

    .bank-visual-steps {
        grid-template-columns: 1fr;
    }

    .bank-citation-card,
    .bank-intro-main,
    .bank-overview-card,
    .bank-eligibility-card,
    .bank-eligibility-side,
    .bank-npa-content,
    .bank-amount-main,
    .bank-amount-warning,
    .bank-process-card,
    .bank-soft-cta-box,
    .bank-documents-sidebar,
    .bank-cibil-main,
    .bank-cibil-sidebar,
    .bank-records-wrapper,
    .bank-final-cta-box {
        padding: 20px;
    }

    .bank-citation-heading {
        align-items: flex-start;
    }

    .bank-npa-details,
    .bank-hardship-grid,
    .bank-hardship-documents {
        grid-template-columns: 1fr;
    }

    .bank-hardship-bottom {
        padding: 25px 20px;
    }

    .bank-document-card {
        grid-template-columns: 1fr;
    }

    .bank-document-number {
        position: absolute;
        top: 15px;
        right: 18px;
        font-size: 35px;
        color: rgba(25, 135, 84, .09);
    }

    .bank-letter-guide-visual {
        padding: 18px;
    }

    .bank-letter-paper {
        min-height: 460px;
        padding: 25px;
        transform: none;
    }

    .bank-letter-guide-item {
        grid-template-columns: 1fr;
    }

    .bank-proof-slider-track {
        border-radius: 16px;
    }

    .bank-proof-image-wrapper {
        padding: 8px;
        border-radius: 16px;
    }

    .bank-proof-image-wrapper img {
        width: 100%;
        height: 500px;
        border-radius: 9px;
    }

    .bank-proof-slider-btn {
        width: 36px;
        height: 36px;
        font-size: 12px;
    }

    .bank-proof-prev {
        left: 15px;
    }

    .bank-proof-next {
        right: 15px;
    }

    .bank-proof-image-label {
        left: 18px;
        bottom: 18px;
        max-width: calc(100% - 36px);
        padding: 9px 12px;
        font-size: 10px;
    }

    .bank-proof-slider-dots {
        gap: 7px;
        margin-top: 14px;
    }

    .bank-proof-slider-dot {
        width: 8px;
        height: 8px;
        min-width: 8px;
    }

    .bank-proof-slider-dot.active {
        width: 24px;
    }

    .bank-proof-caption {
        padding: 14px;
    }

    .bank-proof-checks>div {
        grid-template-columns: 1fr;
    }

    .bank-comparison-note>div:first-child {
        flex-basis: 55px;
    }

    .bank-hub-visual {
        min-height: 400px;
    }

    .bank-hub-center {
        width: 90px;
        height: 90px;
        font-size: 32px;
    }

    .bank-hub-item-one {
        top: 30px;
        left: 0;
    }

    .bank-hub-item-two {
        top: 100px;
        right: 0;
    }

    .bank-hub-item-three {
        bottom: 100px;
        left: 0;
    }

    .bank-hub-item-four {
        right: 0;
        bottom: 30px;
    }

    .query-faq-item {
        padding: 20px;
    }
}

@media (max-width: 400px) {
    .bank-proof-image-wrapper img {
        height: 430px;
    }

    .bank-proof-slider-btn {
        width: 32px;
        height: 32px;
    }

    .bank-proof-prev {
        left: 12px;
    }

    .bank-proof-next {
        right: 12px;
    }

    .bank-proof-image-label {
        left: 15px;
        right: 15px;
        bottom: 15px;
        max-width: none;
        justify-content: center;
        text-align: center;
    }
}